How to Apply for Bank Account in Bangalore

Know the Basics First – Courtesy By Kalyan City

1. Decide the Type of Bank Account you want to Open
There are several types of bank accounts such as Saving Account, Recurring Account, Fixed Deposit Account and Current Account. So a decision regarding the type of account to be opened must be taken.
2. Approach any Bank of choice & meet its Bank Officer
Once the type of account is decided, the person should approach a convenient bank. He has to meet the bank officer regarding the opening of the account. The bank officer will provide a proposal form (Account Opening Form) to open bank account.

3. Fill up Bank Account Opening Form – Proposal Form
The proposal form must be duly filled in all respects. Necessary details regarding name, address, occupation and other details must be filled in wherever required. Two or three specimen signatures are required on the specimen signature card. If the account is opened in joint names, then the form must be signed jointly. Now a days the banks ask the applicant to submit copies of his latest photograph for the purpose of his identification.

4. Give References for Opening your Bank Account
The bank normally required references or introduction of the prospective account holder by any of the existing account holders for that type of account. The introducer introduces by signing his specimen signature in the column meant for the purpose The reference or introduction is required to safeguard the interest of the bank.
5. Submit Bank Account Opening Form and Documents
The duly filled in proposal form must be submitted to the bank along with necessary documents. For e.g. in case of a joint stock company, the application form must accompany with the Board’s resolution to open the account. Also certified copies of articles and memorandum of association must be produced.
6. Officer will verify your Bank Account Opening Form
The bank officer verifies the proposal form. He checks whether the form is complete in all respects or not. The accompanying documents are verified. If the officer is satisfied, then he clears the proposal form.

7. Deposit initial amount in newly opened Bank Account
After getting the proposal form cleared, the necessary amount is deposited in the bank. After depositing the initial money, the bank provides a pass book, a cheque book and pay in slip book in the case of savings account. In the case of fixed deposits, a fixed deposit receipt is issued. In the case of current account, a cheque book and a pay in slip book is issued. For recurring account, the pass book and a pay in slip book is issued.

List of Banks Names for Your Info:

Karnataka Banks:
Canara Bank
Corporation Bank
State Bank of Mysore
Karnataka Bank
Syndicate Bank
Vysya Bank
Vijaya Bank

SBI Banks:
State Bank of india
State Bank of Bikaner and Jaipur
State Bank of Hyderabad
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore

Nationalised banks:
Allahabad Bank
Andhra Bank
Bank of India
Bank of Baroda
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank
Dena Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab & Sindh Bank
Punjab National Bank
Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank

Other public sector banks:
IDBI Bank
Bharatiya Mahila Bank[2]
State Bank of Sikkim[3]

Private-sector banks:
ICICI Bank
Axis Bank
Bandhan Bank[4]
Catholic Syrian Bank
City Union Bank
Dhanlaxmi Bank
DCB Bank
Federal Bank
HDFC Bank
Tamilnad Mercantile Bank Limited
IDFC Bank
Karnataka Bank
IndusInd Bank
Jammu and Kashmir Bank
Karur Vysya Bank
Kotak Mahindra Bank[5]
Lakshmi Vilas Bank
Nainital bank
RBL Bank
South Indian Bank
Yes Bank

Note: Many Banks are providing online submission of application under there portals. Please check website  once decide about the bank.

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